Bridging carrier net 60 and net 90 receivables
Cover crew payroll and operating costs while carrier payment cycles clear.
Carrier Payment Cycles Drag. Your Crews Need to Be Paid Friday.
A working capital line of credit up to $1.5M for telecom contractors. Fund fleet, equipment, and the operating capital that keeps crews working through carrier payment cycles.
Capital for the telecom installation economy.
Telecom services and installation contractors operate on a punishing capital cycle. Crews mobilize on carrier projects. Materials get loaded. Trenches get cut. Cable gets pulled. And then the invoice goes in and the wait begins. Carrier payment cycles routinely run 60 to 90 days while payroll, fuel, and material costs hit weekly. Add the cost of bucket trucks, fiber splicing equipment, locator gear, and the constant need to maintain DOT compliance, and the working capital demands are substantial.
Commercial Capital Connect provides telecom contractors a working capital line of credit up to $1.5 million with interest-only options. Bridge carrier receivables. Fund fleet additions. Stock fiber and copper materials. Mobilize a new build. Same-day approvals and no daily debits sweeping accounts during critical project execution.
Bucket trucks and specialized fleet
Fund bucket trucks, splicing trailers, and specialized telecom service vehicles.
Fiber, copper, and material inventory
Stock fiber cable, copper, conduit, and pedestal inventory to act on awarded contracts immediately.
Splicing, OTDR, and locator equipment
Fund fiber splicing equipment, OTDRs, and locator gear that enable advanced service offerings.
New build mobilization
Cover the upfront staffing, equipment, and material costs of mobilizing on a new carrier project.
Basic line of credit review criteria
These are baseline review items, not an approval, offer, or commitment to lend.
- Estimated Equifax score of 575 or higher
- Operating at least 30 days
- About $17,000+ in average monthly revenue
- Active commercial business location
- 0 to 2 active cash advances preferred
Why Commercial Capital Connect
CCC is a business finance marketplace, not a direct lender. One application can help compare potential options through a network of 75+ lending partners.
Carrier receivable cycles are expected
We understand that net 60 and net 90 are the norm in carrier work. The line bridges that gap.
Fleet and equipment-heavy is familiar
Bucket trucks, splicing equipment, and material inventory are real assets to your business.
Interest-only payment options
Keep monthly costs lean during project execution and pay down principal when carrier checks land.
Refinance restrictive financing
Pay off up to two existing cash advances or short-term loans into a flexible LOC.
Telecom Services & Installation funding FAQ
Can a fiber-only installation contractor qualify?
Yes. Fiber, copper, wireless, and mixed services contractors qualify on the standard criteria.
Can the line fund a major carrier project mobilization?
Yes. Mobilization costs including materials, crew, and equipment are valid working capital uses.
What about MDU and last-mile fiber build-outs?
MDU, last-mile, and middle-mile build-out operations qualify and the line supports working capital across all of these.
How does the line interact with carrier subcontracts?
Strong carrier subcontract receivables are a positive underwriting signal. The line provides bridging working capital.
Can I use the line to acquire another telecom contractor?
Working capital for acquisitions is a valid use. Larger acquisition-specific structures may require additional documentation.